Afterpay Information

I am a shopper how do I sign up?

You don't need to register prior to making your first Afterpay purchase. 

When you are making any purchase, simply choose Afterpay as your payment method at checkout. If it’s your first time using Afterpay, you will provide payment details as usual to complete your purchase. 

Once your first order is approved, your Afterpay account is created. All you need to do is visit www.afterpay.com.au to set up a password, and you will be able to make more purchases using Afterpay by simply entering your log in details upon checkout.

 

How Does Afterpay Work?

Afterpay offer simple instalment plans for online shoppers, allowing a purchase to be paid for in four equal instalments, due every fortnight.

After you check out and are approved, your goods will be shipped to you. At any time, you can log in to your Afterpay account to see your payment schedule and make a payment before the due date. Otherwise Afterpay will automatically deduct the instalments from your debit or credit card every fortnight.

Who can use Afterpay?

Afterpay is available to people who: 

  Live in Australia;

  Are at least 18 years old;

  Are capable of entering into a legally binding contract;

  Have a valid and verifiable email address and mobile number; and

  Use an Australian credit or debit card to make the purchase. 

You are not required to fill out a credit application form.

 

Is there a cost for using Afterpay?

Afterpay is a free service for shoppers - there are no upfront fees charged or any interest incurred.

The only fees that may be incurred by consumers are late fees if your scheduled payments are unsuccessfully processed and, after being notified, you do not log in to your Afterpay account to make your payment via a different method. 

 

Is Afterpay safe and secure?

Afterpay ensures that your personal information is protected. Afterpay is a PCI DSS Level 1 certified compliant Service Provider organisation. PCI DSS is a comprehensive set of requirements created by the Payment Card Industry Security Standards Council to enhance cardholder data security and to ensure the safe handling and storage of sensitive customer credit card information and data. 

This is the highest level of security in the payment industry. 

How does Afterpay approve orders?

When determining which orders to approve, the Afterpay automated system considers a number of different factors. As an example, the longer you have been a customer with Afterpay and the more orders you have successfully repaid, the more likely you will be able to spend more.

Whilst it can be frustrating to not know exactly how much you can spend each time, the rules and approval process help Afterpay responsibly offer a completely free service to our customers.

The good news is that the more you use Afterpay, over time you will be able to spend more so long as you continue to repay your installments on time.

If you're order is not approved by Afterpay, Miss n Master will email you with the option of trying again or using an alternate method to complete your order.

 

If you ever experience any issues on the Miss n Master website, please contact us. If you have an issue with your Afterpay account or making Afterpay payments, please contact Afterpay directly.